Insurance policy

Updated: Jun 13, 2019

I get informed by the association I'm registered with that in January 2020, some insurance company will apply new policy, not to accept insurance receipt from massage therapist(s) who registered in Quebec province, that have less than 1,000 hours of training.


This got me thinking about few things.


The therapist(s), such as myself, who have gain lot of hours of training else where, outside the country, who her knowledge(s) and know how did not get recognized in this country. Therapist(s) who does not concerned much about name or flame, except wanting to learn more, do more, help more under their capability.


Therapist(s) who wish not to know many massage technique(s) but wanting to focus and specialize in just one particular technique, where they want to be good at, that they can actually apply the knowledge and know how to help people, to serve human race.


Therapist(s), who will never meet that 1,000 hours of training criteria that some insurance company's policy put a barrier on them, assuming they are not good enough if they have less than 1,000 hours of training requirement.


I know many great therapist(s) who they have been putting a lot of their affords and hardship, physically, psychologically, mentally, monetary to gain more trainings and practices else where from many experienced individuals who have over 30-40 years of practice. But unfortunately their training and practices do not get recognized where they currently live.


I surely know some of my training will not get certified and recognized in Canada. But this mind-set and system will not stop me from learning, wanting to know more, to go beyond, to expand, so that I can gather knowledge and ancient wisdom as much as I can, so that I can pass this on to our young generations before my day has come.


I know for a certain, many therapist(s) and individual(s) have invested a lot of money, energy, resources and time consuming on healing business, wanting to gain more in-depth of it essence, aiming to help more people, being an empath.


Though their practices might not get recognized on forefront but they surely got the know how and wisdom in their hands and the brain, practicing the right thing, being a good therapist, where people will come to them for healing no matter what.


It's good to be recognized, and get certified but is it really mean any thing if we don't really know what we doing, being a true a healer?


To be honest, as a healer, who want to focus on one particular technique and be good at it where I can heal people from physical, mental, psychological and emotional pain(s) that I might not be able to issue insurance receipt under some policy is quite acceptable for me.


I don't really have issue with this kind of policy because I know "not" every body in our society wanting to buy insurance, paying premium every month for every fear(s) we have been taught to believe. I myself, is one of them.


I believe we can surely find the way to get heal from the pain(s) that we really need help even though we do not have insurance cover, especially once it comes to health concern.


We all know, if we are in pain(s), feeling discomfort, to the point that the body not allowing us to move, to flex, to work, to go and do what we like to. We will then lose the freedom of choice in many ways. We can not do more, enjoy more, create more, as we wish or responsible to.


Being healthy and fit is very important that I know for a certain humans on this planet spend a lot of money, trying in many possible directions to keep themselves healthy whether they have insurance benefits or not. So I really do not worried or concerned too much about this self-gain policy to be honest.


I know I will lose some clienteles who have insurance benefits under this 1,000 hours requirement policy. But that is not my worry. Because I know I have very limited energy, time and resources to work, to help, to heal others in one day.


I can not do more than what my physical body allow me to, that is for sure. I also know I don't need thousand clienteles rather than a hundred of good and loyal client(s) that I am happy to exchange my energy and expertise with on a monthly basis. So there is no point for me to get upset or mad or find that this policy is not fair for a no name, tiny being like me on the planet that has seven billions people.


My concern is that, there are thousands and thousands of people who are in pains and need help, paying expensive insurance premium for their health every month because the company they work with, have group insurance benefits with that insurance company(s).


Some insurance company(s) decided to put a barrier between therapist(s) and employee(s), so they can make more money, from less benefit claims, where those employee(s) who in pain(s) and need help, could not get a treatment from a preferred therapist(s) outside the province, because the insurance company and its policy restricted their options.


You give people benefits but you restricted their freedom of choice?

What kind of benefit is this?

Is it a campaign for public image of your organization or you truly offer the benefit, wanting to help your people who in need?

Who gain benefits from this restricted policy?


Insurance company?

Insurer?

Therapist?

Employer?

Employee?


I don't see how this policy would benefit the employee(s) or insurer(s), employer(s) or therapist(s).


I don't even see this policy would benefit the insurance company(s) in a long run.


If the union, employee(s), employer(s) or insurer(s) see that other insurance company allow them to have more freedom of choice to chose therapist(s). They might change their annual group insurance contract to another insurance company, where the policy serve their staffs in a more common and user friendly approach.


Who will be the one to lose that contract from annual renewal group insurance? That insurance company? Nope?


This 1,000 hours of training requirement set by some insurance company is just another big fish - small fish game in the market. That is what I see.


Who is a big fish, behind all this ?


Some policy(s) and rule(s) are good to follow and obey. But some policy simply base on greed and me me me, my benefit(s) over yours. A thief mentality.


Greed can never win the game.

.. N E V E R..


People always have the power to flip the coin, for what they think it's a fair treat.

Always ..


I'm just saying as a healer, a therapist who feel sad that this is happening in health industry where people truly need help, but get restricted, taking away their right and freedom of choice to live their life because of third party's rules and regulations.


There are many people who wanted to enjoy life, to work, to earn, to provide for their family but struggle with physical pain, mental and psychological issue they have had.


People should have freedom to chose therapist(s) who they like and prefer to work with, so they get healed and recovered, can go back to work faster, wasting less time consuming on healing and prolong managerial cost for the organization they work for. The employer could safe some lost and investment on managerial cost and training expenses on the other hand from staffs sick leave and so on. Nope?.


We, humans, are all have free will to chose, to change, to continue, to stop, to say enough is enough. Nope?


Why should someone, make a certain rules, to get more profits from another person's hard earn, thinking it is better for all, believing they have a power to take away the hope, the opportunity, any thing and every thing from people and their family, to work, to earn, to enjoy life, doing thing together under healthier living, from someone who is a provider of his/her family and its members in some way, shape or form ?


Where is humanity act in this?


This kind of health insurance policy is there, to support our staffs and employees, the citizens, the society, people who in need?


Or is it there, so someone could make profit from decent people who work hard, trying to survive, raising their children and family ?


Should this policy be accepted as a norm in health industry where people truly need help?


I find this sad. Very sad.



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